I Am a Boglehead. Here Are the 12 Rules I Run My Money By
Twelve lessons from years of reading, arguing, and occasionally being corrected on Bogleheads.org, with the numbers that convinced me each one was right.
Featured
I Am a Boglehead. Here Are the 12 Rules I Run My Money By
Twelve lessons from years of reading, arguing, and occasionally being corrected on Bogleheads.org, with the numbers that convinced me each one was right.
By Maya Sterling
I Stopped Treating the Holidays as a Financial Emergency: 9 Money Moves I Actually Use
A personal opinion piece on holiday budgeting, holiday travel and the arithmetic most of us avoid until January.
By Maya Sterling
Top 5 Best-Performing Stocks of August 2026: How MRNA, PLTR, VEEV, CRM, and PSKY Beat the Market
August 2026 delivered a surprise stock market rally — and five names left the S&P 500 in the dust. Moderna soared 92% on a breakthrough mRNA cancer vaccine trial, Veeva Systems jumped 75% on a blowout earnings beat, Palantir climbed 57% on government AI momentum, Salesforce rallied 37% as Benioff pushed back on the "SaaSpocalypse," and Paramount Skydance gained 28% amid its Warner Bros. Discovery deal saga. This breakdown covers the data, quotes, and catalysts behind each move.
By Elena Whitfield
A Financial Checklist for Your First Job Out of College
A step-by-step money checklist for new graduates starting their first job. Covers budgeting, emergency savings, student loan grace periods, employer benefits, and credit building, in the right order, so your first year of real income sets you up instead of setting you back.
By Elena Whitfield
Latest Posts
Top 5 Stock Gains for October 2026: PTC, Accenture, Hasbro, Crown Castle and Equifax Lead the S&P 500
A buyout, a consulting comeback, record Magic sales, a SpaceX tower trade and a credit bureau rebound drove October's biggest S&P 500 winners.
By Maya Sterling
Open Enrollment 2027: 7 Benefits Choices I Review Every Year (HSA vs FSA, HDHP vs PPO)
How we compare health plans, HSAs, FSAs and the smaller benefits every fall, using the new 2027 IRS limits and real premium data.
By Maya Sterling
Top 5 S&P 500 Stock Gains So Far in October 2026: PTC, CCI, SBAC, Everpure and Humana Lead a Mid-Month Rally
A buyout, a SpaceX spectrum deal and better Medicare ratings drove the S&P 500's biggest October winners through October 12. Here is what moved each stock.
By Elena Whitfield
High-Yield Savings vs CDs vs Treasury Bills: Where I'm Parking My Emergency Fund in 2026
The Fed just raised rates for the first time since 2023. Here is how we compare savings accounts, CDs and T-bills on yield, access and taxes.
By Elena Whitfield
9 Year-End Tax Moves I'm Making Before December 31, 2026
The tax-loss harvesting, Roth conversion, charitable and retirement moves we make every fall, updated for the 2026 rule changes.
By Maya Sterling
I Tested 5 Budgeting Apps for 30 Days: YNAB vs Monarch vs Copilot vs Rocket Money vs EveryDollar
Our honest 2026 review of five popular budgeting apps, with current prices, who each one fits, and the one we kept after the trial.
By Elena Whitfield
What a Family of Four Actually Spends on Groceries in 2026
Ten numbers on what two adults and two kids really spend on groceries in 2026, from USDA benchmarks to beef prices, plus ways to trim the bill.
By Rachel Kim
Top 5 Stock Gains for September 2026: The S&P 500 Winners That Beat a Rough Month
Everpure, Moderna, Intel, Bloom Energy and Meta led a narrow September market. Here is what drove each rally and what we are watching next.
By Elena Whitfield
7 Credit Score Factors That Matter Most And How We Boost Each One
What really moves your credit score? We break down 7 key factors, proven ways to raise each one, and compare Credit Karma, FICO and other tracking tools.
By Maya Sterling
My Cousin Asked Me for Financial Advice. Here Are the 8 Things I Actually Told Him
He has no full-time job, no 401(k) match, and no benefits to max out, so we built a plan around an income that changes every month.
By Maya SterlingI Stopped Treating the Holidays as a Financial Emergency: 9 Money Moves I Actually Use
A personal opinion piece on holiday budgeting, holiday travel and the arithmetic most of us avoid until January.
By Maya SterlingI Am a Boglehead. Here Are the 12 Rules I Run My Money By
Twelve lessons from years of reading, arguing, and occasionally being corrected on Bogleheads.org, with the numbers that convinced me each one was right.
By Maya SterlingTop 5 Best-Performing Stocks of August 2026: How MRNA, PLTR, VEEV, CRM, and PSKY Beat the Market
August 2026 delivered a surprise stock market rally — and five names left the S&P 500 in the dust. Moderna soared 92% on a breakthrough mRNA cancer vaccine trial, Veeva Systems jumped 75% on a blowout earnings beat, Palantir climbed 57% on government AI momentum, Salesforce rallied 37% as Benioff pushed back on the "SaaSpocalypse," and Paramount Skydance gained 28% amid its Warner Bros. Discovery deal saga. This breakdown covers the data, quotes, and catalysts behind each move.
By Elena Whitfield
Student Loan Repayment Plans Compared: Which One Fits Your Income?
Federal student loan repayment rules just went through their biggest shake-up in a decade. SAVE is gone, RAP just launched, and old plans are closing their doors. Here's a clear, no-jargon breakdown of every option left, so you can pick the one that actually fits your income.
By Elena WhitfieldA Financial Checklist for Your First Job Out of College
A step-by-step money checklist for new graduates starting their first job. Covers budgeting, emergency savings, student loan grace periods, employer benefits, and credit building, in the right order, so your first year of real income sets you up instead of setting you back.
By Elena Whitfield
Credit Score Myths vs. Facts: What's Actually True
Separating what actually affects your credit score from advice that sounds true but isn't. Learn what really matters, what to ignore, and how to build a strong score with simple, consistent habits instead of outdated tricks.
By Elena Whitfield
2 Budgeting Frameworks That Actually Work (With Real Numbers)
Two popular budgeting methods, broken down with real dollar amounts you can actually use. See how a typical paycheck gets split under each system, learn which one fits your money habits, and figure out how to stick with a budget for longer than a few weeks.
By Elena Whitfield